Yngvar Ugland is Norway's first ever Consumer Technologist and the head of NewTechLab in DNB, Norway's biggest and oldest bank, through their locations in Oslo, San Francisco and Palo Alto, California. He is a lecturer at NHH - Norwegian School of Economics and Singularity University Nordic. He appears regularly on TV, in podcasts, newspapers, op-eds, debates and on the big stage. He holds a Master of Science in Mathematics from NTNU and has been building product, teams, technologies and companies for decades.